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Enforcing Mental Health Parity: State Options to Improve Access to Care

< 1 min read

  • Background: Mental Health Parity laws require insurance coverage for mental health services equal to medical services, but enforcement is inconsistent, limiting access to care.
  • Challenges: States face difficulties in enforcing parity due to vague standards, limited resources, and lack of transparency in insurance practices.
  • State Solutions:
    • Enhance oversight by dedicating more resources and expertise to monitoring parity.
    • Support consumers in understanding and asserting their rights.
    • Require insurers to report detailed data on mental health benefits for better oversight.
    • Conduct thorough examinations of insurer practices.
    • Collaborate with stakeholders to strengthen enforcement efforts.
  • Best Practices: States like New York and California serve as models for effective parity enforcement.
  • Recommendations: States should adopt clear standards, increase funding for enforcement, and close legal loopholes to improve compliance and access to mental health services.

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